Are you unsure about buying your first house with all the talk about our failing economy, credit crunch, and tanking real estate market?
I don’t blame your skepticism, especially when the media is pumping you with news of billion-dollar losses and bankrupt lenders, mass foreclosures and no more credit. Should you even bother trying to buy a house now, let alone get a decent loan?
What the news is not telling you and contrary to what they say…
When you’re a first-time homebuyer
NONE of this bad news applies to you.
The reality is that while all this gloom and doom news is being reported, you have a golden opportunity to take advantage of some of the best financing incentives that have been specifically set aside for first-time home buyers.
Unfortunately, if you’re caught up in the drama and pessimism about the housing market and credit crunch, you could be missing out on the chance of a lifetime in one of the lowest-priced real estate markets in decades.
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Imagine buying your first home with little or NO money down for a fixed 30- year mortgage at the lowest rates so every payment will be affordable. |
In a couple of phone calls, you can get in on first-time home buying incentives that would blow you away, most which require little or no money down!
Sound too good to be true?
It’s absolutely true! There are literally hundreds of municipal, state, and federal programs that offer easy financing, down-payment assistance, special first-time buyer interest rates, government-backed loans, and even free money.
How do you get in on these money-saving loan programs?
At first, it might appear to be difficult to figure out all the first-time homebuyer programs. The confusion and misinformation comes from lenders who aren’t aware or don’t fully understand which of these programs work and which don’t … or they just won’t take the time to tell you about them. After all, they’re certainly not required to know or educate you about all these opportunities.
Sometimes all you need to do to qualify if just be a first-time homebuyer; but you need a mortgage professional who knows the ins and outs about these unique programs.
Hi, I’m Raffi Soghomonian…and for over 8 years, I’ve helped hundreds of first-time homebuyers not only move in for practically nothing, but enjoy a home for years with the peace of mind that comes from knowing you can afford every payment, whether it’s the first one or last.
Any mortgage broker can sell you a loan; maybe even get you a cheaper one (although with these types of lenders, I’ll warn you to stay within your spending threshold, do your due diligence, and especially read the fine print).
What makes all the difference in your first-time home buying experience with me is that I am both a Licensed Mortgage Broker and a Registered Investment Advisor.
I make sense of the mounds of information on mortgages, financials, indexes, comps, stats, appraisals, and credit ratings so you’ll easily understand how to spend less money on a sound purchasing decision that will protect your finances and credit.
As an expert in mortgage and investment, I know how critical it is to your financial wellbeing to make sure you get the complete picture and know about the best opportunities possible. We’ll look at your financial situation and goals, run the numbers, and make sure that your home purchase is a balanced fit that will allow you to build future wealth.
I focus on those mortgage programs, low interest rates, special tax credits and legislation that have been specifically set aside for you as a first-time home buyer.
I am privy to quality programs that most people have never heard of or dreamed they’d qualify for…especially in today’s market. In fact, I’ve never seen the kind of opportunities for first-time buyers that I’m seeing today.
Some of the best first-time buyer loan programs offer rock-bottom rates and up to 97% financing for teachers, police and fire men and women, and other public service workers, veterans and those currently in the Armed Forces … even those who don’t have good credit. Plus, virtually every first-time buyer can take advantage of a tax credit that could be as much as $7,500.
I don’t offer exotic loans or ones that have a ridiculous teaser rate period that will dangerously jump to higher and higher payments later. The programs I offer you as a first-time home buyer are traditional, fixed loans that you can sustain over the long run … with no surprises.
No doubt it takes more time to keep up on all the available programs and how they work, plus guide first-time home buyers through the process of securing a particular loan. But I find it to be a huge advantage to have the inside scope on opportunities that the media claim are long gone, and yet are safe and secure.
It’s fun, actually, to hear people’s reaction when I show them – on paper and in black and white – how I can get them into inexpensive loans…some are dirt cheap. Naturally you may not believe it at first, but when you see for yourself how you can get your first home for almost nothing, I’m sure you’ll agree it was worth a phone call or two to verify that this could be you.
I must caution you though…you must act as soon as possible because I cannot guarantee that the most attractive incentives in these first-time home buyer programs will be there for long.
When you decide to take the first step, I’ll help you determine and qualify for the best possible, zero-cost loan program for little or no money down. I’ll make sure you avoid common oversights and mistakes so you don’t lose out on this incredible home-buying opportunity.
I also help many first-time homebuyers get “mortgage-ready”– even when you have poor credit, a challenged financial situation, or know little to nothing about the home buying and financing process.
As you’re reading this now, I encourage you to pick up the phone and call me. I guarantee that you won’t pay any out-of-pocket costs even though with me, you get a financial advisor and a mortgage broker all in one.
Believe me, it’s worth every extra step I take when I see and hear the pride in each “thank you” … especially from those who thought they’d never be able to buy a home. It gives me great satisfaction when I help even the most skeptical first-time buyers get the home they love with the type of mortgage they didn’t think existed anymore, let alone could qualify for.
Call (650) 591-8830 or email me now for a FREE consultation to buy your first home with little or NO money. I guarantee that I can help you qualify!
Raffi Soghomonian
P.S. I am not associated with any affiliate program and do not sell unnecessary loan products for extra commission. I provide a straight-forward mortgage service based on years of qualified experience and only offer the highest quality first-time home buyer programs available today.
